Terms of Service

  • Binding Agreement - these Terms of Service govern your use of this Website, the services offered through the Website and constitute a binding agreement between you and iFet Ltd. You should therefore take the time to read them carefully.
     
  • Party Definitions
    • 'We', are the service provider of www.ifet.com. For the sake of legal clarity, when this Agreement uses first-person pronouns such as 'us', 'we', 'our', 'ours', etc., those first-person pronouns are referring to us as the service provider for www.ifet.com.
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    • 'You', are the User or Member. As a User or Member of this Website, this Agreement will refer to the User or Member as 'You' or through any second-person pronouns, such as 'Yours', etc. Hereinafter, the User or Member of the Website shall be referred to in applicable second-person pronouns.
     
  • Acceptance of Terms of Service - the Website contains age-restricted materials. You were asked to verify your birth date on the Registration form as a condition of entry onto the site. By accessing, viewing or using any Content or Service provided by the Website, you represent and warrant that you are at least eighteen (18) years old and the age of majority and legal consent in the jurisdiction in which you live, reside in or from which you are accessing this site, that you have the legal capacity to enter into this Agreement and that you agree to be bound by and subject to these Terms of Service. If You are under the age of eighteen (18) years old, have not reached the age of majority and legal consent in the jurisdiction in which you live, reside in or from which you are accessing this site, or you do not have the legal capacity to enter into this Agreement, you are not authorised to access or use the Website. Upon our request, you agree to sign a non-electronic version of these Terms of Service.
     
  • Changes to Terms of Services - these Terms of Service may be amended or changed by us at our discretion, with or without notice, at any time. We indicate at the top of the page when these Terms of Service were last updated. Your continued access or use of the Website or any other Services following such changes will be deemed acceptance of such changes. In addition, we reserve the right to modify or cease providing all or any portion of the Services at any time, with or without notice. Be sure to return to this page periodically to ensure familiarity with the most current version of these Terms of Service.
     
  • 3rd Party Access & Interaction - the Website contains many links to 3rd party suppliers, advertisers and service providers over which we exert no control. We do not get involved in any disputes that may develop between our Users or Members, advertisers and/or others and we do not facilitate communication between third parties. Therefore, you are urged to use your own good judgment and common sense when responding to advertisements as we are not responsible for any interactions occurring between our Users or Members, advertisers and/or others.
     
  • Privacy Policy - we are committed to protecting the privacy of the personal information you provide to us through the Website. Any personal information submitted through the Website by you is subject to our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to fully understand our practices with respect to your personal information. We do not knowingly collect personal information from persons under the age of 18. The date of the last update to our Privacy Policy will be noted at the top of our Privacy Policy. Your continued access or use of the Website or any of the Services will be deemed acceptance of the Privacy Policy.
     
  • Members Account - in order to participate in or receive certain services, you will be required to create a Members Account with us, and you may be subject to additional contractual terms and conditions applicable to such Services. These additional terms and conditions will be accessible to you on the Website or presented to you as additional terms when you sign up for or access such services. Any such additional terms and conditions shall be incorporated into and form a part of these Terms of Service. Your Members Account is for your individual, personal use only, and you may not authorize others to use your Members Account for any purpose. In creating your Members Account, you certify that all information you provide is complete and accurate. You agree to update your information when required or requested, and you further agree not to use other Member's accounts. You are responsible for maintaining the confidentiality of and restricting access to your Members Account (and password), and you agree to accept sole responsibility for all activities that occur under that account. You agree to contact our Administration Department immediately in the event of any breach of security or unauthorized use of your account or any violation of these Terms of Service by others of which you are aware. You agree that we shall have no liability for any losses, damages, liabilities or expenses you may incur due to any unauthorized use of your Members Account, and you agree to indemnify us and hold us harmless for any such unauthorized use. We reserve the right to create accounts for quality control and administrative purposes. Such accounts may be publicly viewable.
     
  • Use of Services; Assumption of Risk - the Services may not be accessed or used where prohibited by law. You understand that by accessing or using the Services, you may encounter content that may be deemed sexually explicit, mature, offensive, indecent or objectionable, which content may or may not be identified as having explicit language or adult themes, and which in certain circumstances may be due to your interactions with other Users or Members in the course of accessing or using the Services. In addition certain content and materials available on or through the Services are inappropriate for viewing by minors or by persons who do not wish to be exposed to sexually explicit material. Commercially available parental control protections (such as computer hardware, software or filtering services) may assist you in limiting access to material that is sexually explicit or harmful to minors. If you are interested in learning more about these protections, information is available at www.cybersitter.com, www.netnanny.com or other analogous sites providing information on such protections. The preceding links are provided for information purposes only and are not intended to act as an endorsement of these entities, their services or policies and we are not affiliated with them. You fully assume all risk of loss and risk of personal harm arising out of your use of the Services, including but not limited to, any online or offline communications and personal interactions with others. It is your responsibility to take all advisable and necessary precautions when interacting with individuals you meet or come into contact with through the Services.
     
  • Your Additional Representations and Warranties - you further represent and warrant to us, under penalty of perjury, as follows:
     
    • You will not provide or permit access or use of the Services or your Members Account by any minors.
    • Your Member Account information is current, complete and accurate and you will promptly update all information to keep your Account and billing information complete and accurate upon any change of circumstance (such as change of billing address, credit card number or expiration date);
    • You have not and will not access or use the Services from any place or jurisdiction where such use is prohibited or contrary to applicable laws, rules, regulations, ordinances, edicts or customs.
    • Your use of the Services is and will be in compliance with all applicable laws, rules, regulations, ordinances, edicts or customs.
    • You understand that when you gain access to the Services, you will be exposed to visual images, written descriptions and other content of a sexually oriented and explicitly erotic nature, which may include graphic visual depictions and descriptions of nudity and sexual activity. You are voluntarily choosing to do so, because you want to view, read the various materials and content which are available, for your own personal enjoyment, information and/or education. Your choice is a manifestation of your interest in sexual matters which you believe is both healthy and normal and which, in your experience, is generally shared by average adults in your community. You further represent and warrant that you are familiar with the standards in your community regarding the acceptance of such sexually-oriented and explicit materials and the materials you expect to encounter are within those standards. In your judgment, the average adult in your community accepts the consumption of such materials by willing adults in circumstances such as this which offer reasonable insulation from the materials for minors and unwilling adults, and will not find such materials to appeal to a prurient interest or to be patently offensive.
    • That by accessing the Website, using the Services and/or creating a Member Account, you (a.) have never been convicted of a violent or sexual offence, and (b.) are not required to register as a sex offender with any government entity or agency.

      Note - we do not conduct criminal or other background checks on our Users or Members.
       
  • Third Party Links and Pages; Reliance on Content and Advice
     
    • The Services may include hyperlinks or banner ads to third-party websites, content and/or resources ('Resources'). You acknowledge and agree that we have no control over and are not responsible for the availability of any such Resources, and we do not endorse any advertising, products or other materials on or available from such Resources. Because we cannot control the activities of such Resources, we cannot accept responsibility for any use of your personal information by such third parties, and we cannot guarantee that they will adhere to the same privacy and security practices as us. If you visit or link to a Resource, you should consult that Resource's privacy policy before providing any personal information. You agree that we shall have no liability for any losses, damages, liabilities or expenses you may incur due to your use of such Resources, and you agree to indemnify us and hold us harmless for any such use.
    • Opinions, advice, statements, offers, or other information or content made available through the Services are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. We do not: (a.) guarantee the accuracy, completeness, or usefulness of any information through the Services, or (b.) adopt, endorse or accept responsibility for the accuracy or reliability of any opinion, advice, or statement made by any party that appears through the Services. Under no circumstances will we be responsible for any loss or damage resulting from your reliance on information or other content posted through the Services or transmitted to or by any of our Users or Members.
       
  • Proprietary Rights - the content provided through the Services, including but not limited to, the text, data, software, manuscripts, graphics, photographs, music, sounds, videos, interactive features, blogs, group/forum posts, notices, feedback, comments, messages, tags and other materials (collectively, 'Content') and the trademarks, service marks and logos contained therein ('Marks') are owned by or licensed to us, subject to copyright and other intellectual property rights. All Content is provided to you solely for your information and personal, non-commercial use. You agree to not engage in the use, copying, or distribution of any Content other than as expressly permitted herein. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein. You agree not to circumvent, disable or otherwise interfere with security related features of the Services or features that prevent or restrict use or copying of any Content or enforce limitations on the use of the Services or Content. We or our licensors retain all intellectual and proprietary rights in and to the Services and Content, except as expressly provided herein. No right is granted to you herein to use any Marks.
     
  • Content Provided 'As Is'; Access to Content - you understand that Content, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom such Content originated. We do not control this Content and do not guarantee its accuracy, integrity or quality. All such Content is provided "As Is" without representation or warranty of any kind. Under no circumstances shall we be liable to you in any way for any Content, including but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content. We claim immunity from liability to the fullest extent permitted by law, for any Content provided by third parties. Neither our actions nor any provision in these Terms of Service is intended to waive, remove or usurp such immunity.
     
  • Non-Commercial Use - the Services are made available for your personal, non-commercial use. You will not advertise or solicit any user or member to buy or sell any products or services through the Services. You may not transmit any chain letters, junk or spam e-mail to other users or members. Further, you will not use any information obtained from the Services in order to contact, advertise to, solicit, or sell to any user or member without their prior express consent. If you breach the terms of this subsection and/or send or post unsolicited bulk email, "spam" or other unsolicited communications of any kind through the Services, we reserve all rights, claims and causes of action we may have, statutory or otherwise, including but not limited to, the right to seek statutory penalties for each such unsolicited communication you send through the Services.
     
  • Personal Communications and License to Your Content - Right to Block or Remove Content
     
    • You acknowledge and agree that your communications with other Users or Members via emails, chats, conferences, bulletin boards, blogs, posts and any other publicly accessible avenues of communication through the Services are public and not private communications. Therefore, we strongly encourage you to use caution before disclosing any personal information about yourself in your public communications. We are not responsible for information that you choose to communicate to other users or members, or for the actions of other users or members, and you agree to indemnify us and hold us harmless from any losses, liabilities, damages or expenses you may incur due to such communications or actions. Except as provided in our Privacy Policy, once you post, send or otherwise make publicly available any Content through the Services ('Personal Content'), you expressly grant us, and hereby represent that you have the right to grant us, a perpetual, irrevocable, world-wide, assignable, sub-licensable, and transferable right and license to quote, re-post, use, copy, reproduce, modify, create derivative works of, incorporate into other works, distribute, transmit, broadcast, communicate, publicly display, publicly perform and otherwise exploit such Content in any form or media, anywhere, and without any notice or compensation to you of any kind. You hereby grant us all consents, rights and clearances to enable us to use such Personal Content for such purposes. Personal Content may be searchable by, and you may be able to view and search Personal Content on, different websites (i.e., different URLs in the form of 'co-brands' or 'private labels') operated by us or our affiliated entities. Personal Content may also be searchable by third-party search engines, such as Google, Yahoo and Bing.
    • We reserve the right, but not the obligation, to refuse to transmit or post, and to disclose, block or remove any Content, including but not limited to, Personal Content, in whole or in part, that we, in our discretion, deem to be in violation of these Terms or otherwise harmful to persons using the Services, regardless of whether this material or its dissemination is unlawful. We retain the right, but not the obligation, to monitor all transmissions and postings of Personal Content and other materials from time to time to investigate or prevent violations of these Terms. In addition, we may also take reasonable steps, including the monitoring, limiting or filtering of the number of emails, chat messages or posts sent or received by a User or Member.
       
  • Your Conduct - you further agree not to use the Services to:
    • upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, obscene, libellous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable.
    • harm minors in any way or commit abuse.
    • impersonate or misrepresent your affiliation with, including acting as an employee of, us or our affiliated entities.
    • forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Services.
    • upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements).
    • upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any person.
    • upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, 'affiliate marketing codes', 'link referral code', or any other form of commercial solicitation.
    • upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware, networks or telecommunications equipment.
    • disrupt the normal flow of dialogue, cause a screen to 'scroll' faster than other users or members of the Services are able to type, or otherwise act in a manner that negatively affects other users' or members' ability to engage in real-time exchanges.
    • interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Services.
    • 'stalk' or otherwise harass another person or user or member.
    • collect or store personal data about other users or members without their consent (including, but not limited to, through the use of scripts, bots or web crawlers) or upload, post, email, transmit, chat or otherwise disclose other users' or members' private information; or
    • view, transmit, traffic in, or in any other way interact with, provide to any other person, or receive child pornography in any way. You further agree to report any images which you have reason to believe may depict minors on the Admin Team by using the Feedback facility.
    • view, transmit, traffic in, or in any other way interact with, provide to any other person, or receive obscene materials in any way.
    • view, transmit, traffic in, or in any other way interact with, provide to any other person, or receive drugs or other illegal substances in any way.
    • post on this Website any private information such as address, email, phone number or any other private identifying information, about anyone other than Yourself, without first obtaining that person's written consent.

      Note - And, you agree to report any violations of which you become aware of this section or these Terms of Service to our Admin Team.
       
  • Member Interactions and Disputes
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    • You are solely responsible for your interaction with other Users and members of the website. You understand and agree that we do not screen our Users or Members, inquire into the backgrounds of our Users or Members, or attempt to verify the statements of our Users or Members. We make no representations or warranties as to the conduct of Users or Members or their compatibility with any current or future Users or Members. If you find other Users' or Members' information to be offensive, harmful, inaccurate and/or deceptive, you may use the Feedback facility provided on the Website. We reserve the right, but have no obligation, to monitor disputes between you and other Users or Members or to terminate or block you and other Users or Members for violations of these Terms. Please also use caution, common sense, and safety when using the services to interact with other users and members.
    • We further reserve the right, but have no obligation, to conduct any credit, criminal or other background checks using publicly available records, at any time, to confirm your compliance with these Terms of Service.
    • In the event that you have a dispute with one or more other Users or Members, you hereby release us, our parent, subsidiaries and affiliated entities, and ours and their shareholders, directors, officers, employees, agents, successors and assigns from any and all claims, demands, damages (actual and consequential), losses and liabilities of every kind or nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to such disputes. If you are a resident California USA, you waive California Civil Code Section 1542, which says: 'A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor'.
       
  • Subscription, Usage and Foreign Transaction Fees; Promotional Credits
     
    • Subscription Fees - certain Services may be subject to subscription fees ('Subscription Fees'). Subscriptions Fees cover an initial period, for which there is a one-time charge, followed by recurring periodic charges for subsequent periods as agreed to by you. You acknowledge that your subscription has an initial and recurring payment feature and you accept responsibility for all recurring charges prior to cancellation. You further acknowledge that we may submit periodic charges without obtaining further authorization from you, until you provide prior notice (confirmed in writing at our request) that you have terminated this authorization or wish to change your payment method. Such notice will not affect charges applied before we can reasonably act.
    • Other Fees - certain other Services may require you to make one-time payments or prepay certain amounts for credits, tokens, digital items or goods which may be redeemed solely for specified Services ('Credits'). Credits, as well as unused balances may not be redeemed for cash and may not be returned or forfeited for a cash refund, except as may be required by applicable law. In addition, Credits and unused balances are not transferable.
    • Foreign Transaction Fees - we may use credit card processors or banks in various jurisdictions to process your transactions. In some instances, your bank or credit card issuer may charge you a foreign transaction or similar fee or charge. Before purchasing any Services, please check with your bank or credit card issuer for more information about its policies regarding foreign transaction and similar fees and charges.
    • Promotional Credits - you expressly acknowledge that any promotion that provides points, pre-recorded shows, or similar credits or benefits (collectively, 'Promotional Credits') may be terminated by us in our sole discretion at any time. If you have not logged into your account in the previous 90 days or if your membership is terminated for any reason, your Promotional Credits, if any, will expire and be forfeited. Promotional Credits have no cash value and may not be redeemed for cash, converted for other Services and/or transferred to third-parties.
       
  • Termination
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    • We reserve the right to restrict access to your Member Account or terminate access to use of the Services, without notice or liability, for any or no reason whatsoever. In addition, we may terminate your Member Account and any membership and/or subscription with us by sending notice to you at the email address you provided in your application for membership. Upon termination of these Terms, you will not be entitled to any refund of any unused Subscription Fees or other prepaid amounts. All decisions regarding the termination of Accounts shall be made by us in our sole discretion. We are not required, and may be prohibited, from disclosing to you the reason for termination of your Member Account, membership or subscription. 
    • You may terminate your Member Account, membership and/or subscription with us at any time, and termination will be effective immediately upon receipt of notice in accordance with Notices. We do not provide refunds or credits for any amounts prepaid by you and you will not receive any refund for any unused days of any subscription term.
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    • Upon termination of these Terms of Service for any reason, those provisions which, by their nature survive termination shall survive termination in accordance with their respective terms.
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  • Renewals
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    • In order to provide continuous service, we automatically renew all paid subscriptions for the Services three (3) days prior to the date such subscriptions expire. Such renewals shall be (a.) for a period equivalent to the period of your initial subscription to the Services or a shorter period of time if specified, and (b.) in our discretion, at the price of the same or comparable Services then in effect. In addition, we sometimes offer special promotions that have renewal periods of different duration than the original subscription term. We always communicate renewal periods to you upon confirmation of your subscription and in the body of any special promotions that have renewal periods of different duration than the original subscription term. By agreeing to these Terms of Service and you acknowledge that your Member Account will be subject to the above-described automatic renewals.
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    • Your non-termination or continued use of the Services reaffirms that we are authorized to charge your chosen payment provider. We may submit those charges for payment and you will be responsible for such charges. This does not waive our right to seek payment directly from you. Your charges may be payable in advance, in arrears, per usage, or as otherwise described when you initially subscribed to, or otherwise joined, the Services.
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  • Disclaimer of Warranties - the services are provided "As-Is" and we expressly disclaim any implied warranties to the fullest extent provided by law, including but not limited to, any warranty of merchantability, fitness for a particular purpose, title or non-infringement. To the extent applicable laws prohibit terms of use from disclaiming any implied warranty, such implied warranty shall be limited to the minimum warranty period required by law, and if no such period is required, then thirty (30) days from first use of the services. We cannot guarantee and do not promise any specific results from use of the services. Without limiting the foregoing, we do not warrant that the services will be uninterrupted or error-free.
     
  • Limitation of Liability - in no event will we be liable to you or any other person for any indirect, consequential, exemplary, incidental, special or punitive damages, including but not limited to, lost profits arising out of your use, or inability to use, the Services, even if we have been advised of the possibility of such damages. You further agree to indemnify us and hold us harmless for any and all claims, damages, liabilities and expenses in the event that you find other Users' or Members' content to be offensive, harmful, obscene, inaccurate and/or deceptive. Under no circumstances shall our liability to you for any claim or cause of action whatsoever, and regardless of the form of the action, whether arising in contract, tort or otherwise, exceed the amount paid by you to us, if any, during the 90 day period immediately preceding the date on which you first assert any such claim. The foregoing limitations shall apply to the fullest extent permitted by applicable law.
     
  • Indemnification - you agree to indemnify and hold us, our subsidiaries, and affiliated entities, and ours and their shareholders, directors, officers, employees, agents, contractors, licensors and licensees, harmless from any loss, liability, claim, demand or expense, including but not limited to, reasonable legal fees, made by any third party due to or arising out of your use of the Services or any breach or violation of these Terms of Service.
     
  • Choice of Law/Venue - these Terms shall be governed by the laws of England and you agree to the exclusive jurisdiction of the English courts for all arbitration and other proceedings arising out of these Terms of Service.
     
  • Electronic Communications - by using the Services, you consent to receiving electronic communications, e.g. email and messages, from us or our subsidiaries and affiliated entities. These communications will include notices about your Member Account and information concerning or related to the Services. These communications are part of your relationship with us and you receive them as part of your membership. You agree that any notice, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including but not limited to, any requirements that such communications be in writing.
     
  • Severability - if any provision of this Agreement is held to be unenforceable under applicable law, such provision shall be excluded from this Agreement, and the balance of this Agreement shall be interpreted as if such provision was so excluded and shall be enforceable in accordance with its modified terms.
     
  • Entire Agreement - these Terms of Service represent the entire Agreement between the parties with respect to the subject matter hereof and supersede all previous understandings, written, oral or implied.
     
  • Force Majeure - neither you nor we shall be held responsible for any delay or failure in performance hereunder caused by acts of God (or natural disasters), terrorism, strikes, embargoes, fires, war, or other causes beyond the affected party's reasonable control.
     
  • Construction - the headings used herein are for convenience only and shall not be deemed to define, limit or construe the content of any provision of these Terms of Service. The meanings given to terms defined herein will be equally applicable to both the singular and plural forms of such terms. Whenever the context may require, any pronoun includes the corresponding masculine, feminine and neuter forms.
     
  • Notices - except as explicitly stated otherwise, legal and other notices (including but not limited to notices of legal proceedings) shall be delivered to:
     
    • admin@ifet.com
    • corporate@ifet.com

      or to you at the email address you provided us (a.) at the time you registered, (b.) through a subsequent notice of an address change, or (c.) through a posting through the Services. Email notices allowed hereunder shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid.
        
  • Waiver - failure to enforce any provision of these Terms of Service shall not constitute a waiver of any term hereof. No waiver of a breach of any provision of these Terms shall constitute a waiver of any prior, concurrent or subsequent breach of the same or any other provision hereof, and no waiver shall be effective unless granted in writing and signed by an authorized representative of us at our director level or above. 
     
  • Limitations of Claims - you agree that any claim or cause of action arising out of or related to these Terms of Service or your use of the Services must be filed within three (3) months after such claim or cause of action arose or be forever barred.
     
  • Non-Assignment - you may not resell, assign or transfer any of your rights or obligations under these Terms of Service without our prior written consent. We may resell, assign or transfer our rights and obligations under these Terms at any time without restriction and without notice or consent.
     
  • Agreement Binding - this Agreement shall be binding upon the parties and their successors and permitted assigns.
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